The best way to save for a home.

Invest in community-owned HomeFundsTM to become a homeowner sooner.

Sign up for early access in your city.

This is not an offer to sell securities.
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Buy Your Home Sooner

GoodRoots HomeFundsTM vs. High Yield Savings Accounts

  • Homeownership goal: Typical home in Seattle, WA ($780,000 home price today, growing 5.6% per year on average)

  • Savings goal: 10% down payment (growing 5.6% per year)

  • Amount saved up today: $40,000

  • Monthly addition to savings: $500

In this scenario, a GoodRoots customer would own their home 4+ years sooner and pay $28,000 less for their down payment.*

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*For illustrative purposes only. HomeFundsTM may not be perfectly correlated with local housing markets. This is not an offer to sell securities.

How It Works

Set Goals

Tell us your desired city, home features, and financial situation. We’ll create a personalized savings plan that puts you on track to ownership.

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Contribute your savings into your city's HomeFundTM, a professionally-managed, community-owned real estate fund that lets anyone invest in their local housing market.

Earn Yield

Earn rental cash flows from the real estate portfolio, deposited in your account monthly.


With HomeFundsTM, your savings grow when home prices rise.

GoodRoots HomeFundsTM act as "housing market index funds" - like owning a slice of your local market - so you can protect your savings from rising home values while you save.


Cash out your savings anytime after 12 months. When you're ready to buy your home, we'll help you every step of the way towards homeownership, including market insights, how-to guides, and referrals to top real estate agents and lenders for your unique situation.

About GoodRoots

We're on a mission to eliminate barriers to the U.S. housing market.

We're building city-specific HomeFundsTM to make local housing markets accessible for all.

Over 44 million U.S. households are renting - with GoodRoots, they can all benefit when their neighborhoods appreciate in value.

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